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Get Paid for Your Stocks

Without Selling a Single Share

Access Confidential, Non-recourse Financing Backed by Your Publicly Traded Stock Portfolio. Maintain Full Ownership, Avoid Tax-triggering Liquidation, and Secure Strategic Liquidity in Days.

100% Confidential

Non-Recourse

No Personal Guarantee

100% Confidential

Non-Recourse

No Personal Guarantee

Why Thousands Choose Non-Recourse Stock Loans

A more strategic alternative to selling shares or taking traditional bank loans.

Keep 100% Ownership

Your shares remain entirely in your possession, there is no transfer, sale, or dilution required.

Fast Liquidity in Days

A streamlined evaluation process, no lengthy bank paperwork, no credit approvals.

Zero Personal Liability

Loans are collateralized solely by the value of your stock. Your personal assets remain fully protected.

Discreet & Confidential

No public disclosures, no inquiries on your credit file, and complete privacy throughout.

A Simple, Secure Funding Process

From application to funding in just a few simple steps

Submit Basic Details

Complete a short, confidential form outlining your portfolio and funding needs, no statements or credit checks required.

Receive Custom Terms

Our analysts review your stock value and objectives to prepare tailored loan terms aligned with your strategy.

Review & Approve

Evaluate your proposed terms privately at your own pace. No obligations, no personal guarantees, no hidden fees.

Get Funded Quickly

Once approved, capital is released in just a few days, giving you the liquidity you need without interrupting your market position.

Designed for Serious Investors & Corporate Leaders

Our non-recourse stock loan program is built for clients who require swift access to capital without compromising their long-term equity positions.

  • Holders of publicly traded equities (US & international markets)

  • Executives with restricted stock or large concentrated positions

  • Corporations seeking fast, non-dilutive liquidity

  • Investors who want capital without triggering taxable events

  • Anyone who wants funding without selling a single share

$10M+

Average Portfolio Value of Approved Clients

$10M+

Average Portfolio Value of Approved Clients

Designed for Serious Investors & Corporate Leaders

Our non-recourse stock loan program is built for clients who require swift access to capital without compromising their long-term equity positions.

  • Holders of publicly traded equities (US & international markets)

  • Executives with restricted stock or large concentrated positions

  • Corporations seeking fast, non-dilutive liquidity

  • Investors who want capital without triggering taxable events

  • Anyone who wants funding without selling a single share

What Makes a Non-Recourse Stock Loan Different?

A direct comparison between traditional bank lending and our non-recourse lending structure.

Feature

Traditional Bank Loan

LEL Non-Recourse Loan

Approval Time

Weeks to months

24-48 hours

Credit Check

Required

Not required

Personal Guarantee

Required

Not required

Based On

Personal credit & income

Stock value only

Personal Liability

Full liability

Zero liability

Forced Liquidation

Possible

Never

Confidentiality

May require disclosure

Completely private

Tax Impact

Capital gains on sale

No forced sale

Traditional Bank Loan

Approval Time Weeks to months

Credit Check Required

Personal Guarantee Required

Based On Personal credit & income

Personal Liability Full liability

Forced Liquidation Possible

Confidentiality May require disclosure

Tax Impact Capital gains on sale

LEL Non-Recourse Loan

Approval Time 24-48 hours

Credit Check Not required

Personal Guarantee Not required

Based On Stock value only

Personal Liability Zero liability

Forced Liquidation Never

Confidentiality Completely private

Tax Impact No forced sale

Your Shares Remain Yours Always.

We provide genuine non-recourse loans. If the market moves against your stock, your personal assets remain protected. You retain full ownership and control.

  • SEC-compliant process

  • No personal guarantees

  • No credit checks

  • No impact on ownership rights

Ready to Unlock Liquidity Without Sacrificing Ownership?

Join thousands of executives and investors who have accessed capital while keeping their equity positions intact.

What Executives & Investors Say About LEL

Real experiences from clients who secured liquidity while preserving full ownership.

“A seamless way to access capital without selling equity.”

— Michael R., CFO

Complete a short, confidential form outlining your portfolio and funding needs—no statements or credit checks required.

“A seamless way to access capital without selling equity.”

— Michael R., CFO

Complete a short, confidential form outlining your portfolio and funding needs—no statements or credit checks required.

“A seamless way to access capital without selling equity.”

— Michael R., CFO

Complete a short, confidential form outlining your portfolio and funding needs—no statements or credit checks required.

“A seamless way to access capital without selling equity.”

— Michael R., CFO

Complete a short, confidential form outlining your portfolio and funding needs—no statements or credit checks required.

“A seamless way to access capital without selling equity.”

— Michael R., CFO

Complete a short, confidential form outlining your portfolio and funding needs—no statements or credit checks required.

“A seamless way to access capital without selling equity.”

— Michael R., CFO

Complete a short, confidential form outlining your portfolio and funding needs—no statements or credit checks required.

Frequently Asked Questions

Everything you need to know about non-recourse stock loans

Is this loan really non-recourse?

Yes. Non-recourse means your personal assets are never at risk. The loan is secured solely by your stock portfolio. If market conditions change, you're not personally liable for any shortfall.

Will I lose ownership of my shares?

No. You retain full ownership throughout the loan period. Your shares are held as collateral, but you maintain all ownership rights and never have to sell or transfer them publicly.

How fast can I receive funds?

Typically 3-7 business days after application review. Our streamlined process eliminates the lengthy delays associated with traditional bank financing.

Do you check credit?

No. We don't require credit checks or income verification. Our loan approval is based solely on the value and liquidity of your stock portfolio.

What stocks are eligible?

Most publicly traded U.S. and international equities are eligible. We work with a wide range of stock positions including concentrated holdings, restricted stock, and diversified portfolios.

Are there prepayment penalties?

No prepayment penalties. You can repay your loan at any time without additional fees or charges.

What are the typical loan terms?

Loan terms are customized based on your portfolio and needs. We offer flexible terms ranging from short-term bridge financing to longer-term capital solutions.

Is this confidential?

Absolutely. All transactions are completely private. There's no public disclosure requirement, and your stock positions remain confidential.

Premium non-recourse stock loan solutions for executives and investors worldwide.

© 2025 LEL Stock Loans. All rights reserved.

This is not an offer to lend. All loans subject to approval and terms.